Irma Disaster Recovery Loans
FHA 203h and 203k Loans for disaster victims 203h Loans For Disaster Victims If you are or have been a victim of a major disaster are and the President of the United States has declared it as a disaster area,…
Do 100% loans exist in 2017?
Yes, they do. 100% financing home loans are mortgages that finance the entire purchase price of a home, eliminating the need for a down payment. New and repeat home buyers are eligible for 100% financing through nationwide government-sponsored programs. Have…
What are FHA loans?
What is an FHA Loan? An FHA loan is a mortgage insured by the Federal Housing Administration. Borrowers with FHA loans pay for mortgage insurance, which protects the lender from a loss if the borrower defaults on the loan. Minimum…
WOW! Now Only One Month Bank Statement Available
The One-Month Bank Statement Program Details: Brand new loan just released only requires one month Bank Statement! This loan is for Self Employed Borrowers (two-year history required by (i) CPA Letter or (ii) Business License) that are US Residents. The borrower's Income…
Should I use a Mortgage Broker or a Bank?
If you’re looking to refinance or buy a new home you may come across two terms that seem the same but are not. The terms, mortgage broker and loan officer, both refer to someone who works in the mortgage industry…
New Easier Mortgage Credit standard goes into effect July 29, 2017
Fannie Mae, the United States largest source of money for mortgages is easing its debt to income (DTI) ratio requirements allowing more home purchaser to qualify for a mortgage. Fannie Mae will be raising its DTI ceiling from the current 45…
Buy a Home with less than 20% Down
You Don't Need 20% Down payment The “20% Down payment Myth” has stopped some people from buying a home. It’s a old idea from a long time ago. Some people claim that 20% down is a wise move. But is…
Stated Income Mortgage Alternatives
Need a mortgage but are having trouble documenting income? There are 6 loan options out there today for Home buyers that want to purchase a home but are unable to meet the standard income guidelines. 1. Bank Statement Program. Simply…
Digital Paperless Mortgage Close Faster
We typically close in 3 weeks! Digital Technology is the future of the Mortgage Industry. APPLY NOW
