How Fast can I get a mortgage?
Contact a lender as soon as possible - Get Pre-Approved. Ideally you should get Pre-Approved for a mortgage before you start looking for a home. It makes much more sense to know how much down payment you need and how…
Which Mortgage Lender is best for Self Employed?
Self-employed mortgage loans have long had a reputation of being difficult to obtain since the housing crisis. That is because many self-employed borrowers don’t show enough "qualifying" income. Qualifying income is what the lender uses to determine your income and comes…
5 Mortgage Mistakes to avoid in 2018
1. Shopping for a house before talking to a mortgage professional. Talk to a mortgage professional about getting Pre-Approved for a home loan before you start to seriously shop for a home. It’s more fun to look at homes than…
How Much Down Payment Do You Need to Buy a Home?
What is a Down Payment? The down payment is the money you give to the home’s seller. The rest of the payment to the seller comes from your mortgage. Down payments are expressed as percentages. A down payment of at…
13 Reasons Why to Refinance your Mortgage!
1. You want a lower payment Sometimes money is tight and you just need a lower payment. Maybe there has been a pay decrease in household income. Maybe credit cards and other monthly debts have gotten too high. This is…
First-Time Home Buyers How to get a Home Loan
Should I buy a house? Are you thinking about buying a home, there are a number of deciding factors that can help you decide when is the right time. Where to Start? Begin by reviewing a rent vs. buy calculator. You’ll…
What is a USDA Mortgage?
A USDA home loan is a Zero down payment mortgage for eligible rural and suburban home buyers. USDA loans are issued through the USDA loan program, also known as the USDA Rural Development Guaranteed Housing Loan Program, by the United…
How to get a mortgage on a Condo
Is it harder to get a loan on a condo than a regular home? Yes, it is harder to get a mortgage for a condo. When you buy a condominium, you’re purchasing one living unit that is located on a…
